VET FEE-HELP is a student loan available to help Australian citizens pay for eligible Diploma courses. The loan is issued by the Australian Government to make higher education more accessible, by removing the burden of up front tuition fees.
VET FEE-HELP allows you to study now and pay later when you’re earning sufficient income to do so.

You are eligible for VET FEE-HELP if:

  • You are an Australian citizen or a permanent humanitarian visa holder who resides in Australia for the duration of the unit of study for which you are seeking VET FEE-HELP assistance.
  • New Zealand Citizens who have lived in Australia for more than 10 years may also be eligible.
  • You are a full fee-paying student, enrolled in a Diploma level course through an approved VET provider such as Strategix, and remain enrolled in the unit at the end of the census date
  • You have a tax file number
  • You have completed the entry requirements
  • You have completed year 12 in Australia and can provide a copy of your Senior Certificate of Education
  • Or you have not completed year 12 but achieve a working level 3 on the Core Skills Assessment (CSPA).

Loan Limit:

The 2016 VET FEE-HELP limit is $99,389 for most students (as defined in the Higher Education Support Act 2003).

For more information on VET FEE-HELP and eligibility visit the Australian Governments Study Assist website.


How is the VET FEE-HELP loan repaid?  The Australian Government pays the amount of the loan direct to a student’s provider for tuition fees.  Students make repayments on their loans through the Australian Taxation System for each financial year they earn over $54,896 (as at 2016-17 financial year). The amount you repay each year is calculated as a percentage of your repayment income. It increases and decreases with your income. The repayments range from a minimum of 4% to a maximum of 8% per annum of your income. For years in which you earn under the repayment threshold there are no mandatory repayments.

For example: If your loan is $15,000, and you earn $55,000 in the financial year, a repayment of $2,200 will be withheld over that year by the Australian Taxation Office, leaving a balance of $12,800 on your loan.  For more information visit the Study Assist website.

When you enrol in a course of study, you will need to complete a Request for VET FEE-HELP Loan Form to apply for VET FEE-HELP. The signed form applies to a loan for the entire VET course of study, charged on a unit of study basis. There are 3 units of study per course. Census date(s) will apply to each of the VET units of study in which you enrol.

To apply for VET FEE-HELP:

Check out our range of courses to find the one that suits your career goals. Please don’t hesitate to contact us, and we will be happy to assist you

Code Qualification Loan Payment Options
BSB51915 Diploma of Leadership & Management VET FEE-HELP Direct Debit Plan
BSB50215 Diploma of Business VET FEE-HELP Direct Debit Plan
BSB51315 Diploma of Work Health & Safety VET FEE-HELP Direct Debit Plan
CHC50413 Diploma of Youth Work VET FEE-HELP Direct Debit Plan
CHC52015 Diploma of Community Services VET FEE-HELP Direct Debit Plan
CHC50113 Diploma of Early Childhood Education & Care VET FEE-HELP Direct Debit Plan

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